Commercial Insurance Solutions
Running a business comes with risk—and Melton McFadden is here to help you protect what you’ve built. Whether you’re a small startup, a busy auto shop, or a growing team of professionals, we offer customized commercial insurance to safeguard your business, employees, and reputation.
What can we help you with?
No matter your industry, the right commercial insurance can mean the difference between a minor hiccup and a major financial setback. At Melton McFadden, we specialize in helping Michigan businesses find coverage that fits—not just checkboxes, but real protection tailored to how you work. Whether you’re behind a desk, a steering wheel, or a welding mask, we’re here to help you stay covered and keep moving forward.
Business Insurance
Solid protection for everyday business operations.
Business Owners Policy (BOP)
A bundled policy combining property, liability, and more—ideal for small to midsize businesses.
Workers' Compensation Insurance
Mandatory in Michigan—protects your employees and your business from work-related injuries.
Personal Injury Insurance
Coverage for libel, slander, and other non-physical injuries tied to your business.
Business Interruption Insurance
Covers lost income when your business is forced to temporarily close.
Commercial Auto Insurance
Protect the vehicles that keep your business moving.
Michigan Garage Liability Insurance
For auto dealers, repair shops, and other garage-based businesses.
Michigan Auto Repair Business Insurance
Tailored protection for mechanics and repair shop owners.
Michigan Boat & Marine Insurance
Specialized commercial coverage for boat dealers, marinas, and marine service providers.
Liability Insurance
Shield your business from costly lawsuits and claims.
Contractual Liability
Protects your business from financial loss when you’re held responsible for liabilities you’ve assumed under a contract or agreement.
Employment Practices Liability Insurance (EPLI)
Covers your business against claims made by employees for issues like discrimination, wrongful termination, harassment, and other workplace-related allegations.
Excess Liability / Commercial Umbrella
Provides an extra layer of protection by extending the coverage limits of your underlying liability policies when claims exceed their limits.
Property & Liability
Combines protection for your physical assets with coverage for liability claims, helping safeguard both your business operations and investments.
Let’s Protect Your Business the Right Way
Every business is unique—your insurance plan should be too. Whether you’re looking for a single policy or an all-in-one strategy, Melton McFadden can help.
Contact us today to get started on a personalized plan for your Michigan small business.