Michigan Boat & Marine Insurance
Protect your investment on Michigan’s lakes and waterways with Boat & Marine Insurance from Melton McFadden. Whether you’re cruising Lake Michigan, managing a fleet, or operating a dockside business, our tailored policies offer reliable coverage for property damage, liability, and medical expenses—so you can enjoy smooth sailing with peace of mind.
Stay Afloat With Coverage That Goes the Distance
Michigan’s waterways are paradise for boat lovers and a thriving hub for marine businesses. Whether you’re captaining your own vessel or running a fleet for others, having the right insurance in place is non-negotiable. At Melton McFadden, we help you navigate the risks—so you can enjoy the ride.
What Is Boat & Marine Insurance?
Boat and marine insurance protect against the financial fallout of accidents on the water. These policies may cover repairs, medical bills, theft, or even legal fees—depending on the situation and your coverage.
While they serve similar purposes, there’s a key difference:
- Boat insurance is designed for recreational boat owners.
- Marine insurance is geared toward marine businesses with commercial assets on the water.
For Boat Owners
Boat insurance from Melton McFadden can cover:
Physical damage to your boat from collisions or vandalism
Liability for damage to someone else’s property
Medical costs if someone gets hurt on your boat
Legal fees if you’re sued after an accident
Towing assistance if you’re stranded on the water
Theft or loss of your boat or onboard belongings
Get a Quote & Get on the Water
We’re not just insurance people—we’re Michiganders who know boats.
With decades of experience and competitive rates, Melton McFadden is a trusted partner for boaters and marine businesses across the state.