Distributor Insurance
Importers and distributors face unique risks every day—from damaged goods and equipment breakdowns to liability claims and supply chain disruptions. At Melton McFadden, we help you protect your people, your products, and your bottom line with custom-tailored distributor insurance designed to fit your operation.
Specialized Coverage for Wine & Beverage Importers
Importing and distributing alcohol comes with a whole new set of risks—from spoilage and breakage to liquor liability. That’s why we offer specialized coverage for:
Wine importers and distributors
Craft beer importers and distributors
Liquor wholesalers and beverage companies
We’ll help you protect your inventory, facilities, and reputation—right down to the selling price of your stock.
What Our Distributor Insurance Can Cover
We offer a wide range of coverage options for distributors and wholesalers, including:
Business property and equipment
Wine & spirits inventory protection
Selling price loss valuation
Equipment breakdown
Product recall & withdrawal expense
General liability & liquor liability
Cyber liability
Commercial auto and fleet insurance
Excess liability
We also offer life insurance options for wholesale distributors, combining key business protections into one streamlined policy.
Wholesale Business Insurance for Every Industry
We work with wholesalers across a variety of industries, including:
Apparel
Food & beverages
Home furnishings
Office supplies & equipment
Heating and plumbing parts
Industrial materials
From crime coverage to motor carrier liability and non-trucking liability, our plans are built to support every stage of your supply chain.
Get the Protection Your Business Deserves
You’re managing warehouses, vehicles, people, and inventory all at once. You don’t have time for a cookie-cutter insurance plan. We provide:
Customized policies tailored to your industry and risk profile
Affordable options for small and large distributors
Experienced agents who know your business
Quick, no-pressure quotes and guidance