Restaurant Insurance
Every restaurant faces daily risks—hot kitchens, fast-paced service, unpredictable customers. Without the right insurance, a single accident could turn into a costly lawsuit or long-term financial damage. That’s why smart restaurant owners protect their employees, customers, and reputation with comprehensive restaurant insurance.
Who Needs Restaurant Insurance?
If your business serves food or drinks, you need coverage—plain and simple. We provide insurance solutions for:
Restaurants and fast food franchises
Bars and taverns
Coffee shops and cafes
Diners and delis
Lounges and food trucks
Catering and delivery services
And more
From foodborne illnesses to slip-and-fall claims to equipment damage, every foodservice business is exposed to risk. Melton McFadden helps you prepare for the unexpected—so you’re not stuck paying for it later.
Restaurant Insurance Coverage Tailored to You
No two restaurants are the same, and neither are their insurance needs. That’s why we create custom insurance programs based on your business type, size, and risk exposure. Your policy may include:
General liability
Liquor liability
Commercial property
Workers’ compensation
Business interruption
Equipment breakdown
Food spoilage
Cyber liability
Commercial auto (for deliveries)
Get a Quote from a Trusted Restaurant Insurance Provider
At Melton McFadden, we understand the restaurant industry—and we know how to protect it. With personalized service and reliable coverage, we help you stay focused on your food, your team, and your customers—while we handle the risks.
Get a quote today and protect the business you’ve worked so hard to build.