Tool & Die Machine Insurance
Running a machine or tool and die shop comes with serious risk. Between high-powered equipment, complex manufacturing processes, and the heavy lifting of metal and steel, there’s no shortage of ways things can go sideways—fast. Whether you’re a small independent operation or a large-scale manufacturer, insurance coverage isn’t optional—it’s essential.
Small Machine Shop Insurance
Your equipment isn’t just valuable—it’s the heart of your business. Our small machine shop insurance offers targeted protection for the heavy machinery and tools that keep your shop running. Instead of lumping it into general property coverage, we help you secure separate endorsements that allow for:
Tailored coverage for specific perils
Reduced premiums
Protection from losses due to power outages, electrical disturbances, or mechanical breakdowns
Coverage for income loss due to production-halting damage
It’s cost-effective, customizable, and built for shops like yours.
Machine Shop Insurance Cost
Machine shop insurance pricing depends on your specific risks—things like the type of equipment you use, the nature of your manufacturing process, your claims history, and your liability exposure.
We consider all factors, including:
Commercial General Liability
Strict or Absolute Liability
Premises and Personal Injury Liability
Workers’ Compensation for jobsite injuries
Get the Protection Your Business Deserves
If you work with metal, machinery, or precision tools, your insurance should work just as hard as you do. Melton McFadden is proud to offer dependable coverage for Michigan’s tool and die shops, with policies built around your real-world risks—not generic industry templates.
Ready to protect your crew, equipment, and bottom line?
Contact Melton McFadden today for a free, no-obligation quote.