Personal Insurance Plans in Michigan
Whether you’re buying your first car, settling into a new home, or welcoming another child into the family, the right insurance coverage ensures you’re prepared for whatever life throws your way. At Melton McFadden, we help you protect your assets, your earning power, and the people you love.
Why a Personal Insurance Plan Matters
Without a tailored personal insurance plan:
- You could be over-insured in some areas and underinsured in others.
- You may be unaware of hidden financial risks.
- You might be insuring emotional concerns rather than real financial threats.
Let’s fix that. Our team will help you build a plan that’s not just a safety net—it’s a strategy.
Types of Personal Insurance We Offer
Auto, Motorcycle, RV & Boat Insurance
Create a customized insurance package that fits how—and where—you drive. Coverage options include Bodily Injury Liability, Property Damage Liability, Medical Payments, Uninsured/Underinsured Motorist Coverage, Collision Coverage, ATV Insurance, and Boat & Yacht Insurance
Home, Condo, Rental & Manufactured Home Insurance
Your home is one of your biggest investments. Make sure it’s protected with the right policy:
Homeowners Insurance
Condo Insurance
Renters Insurance
Manufactured & Mobile Home Coverage
Flood Insurance
Did you know that 30% of all flood claims come from areas not considered high-risk? And homeowners insurance doesn’t cover floods.
Federal Flood Insurance covers:
Mudflow
Debris from flooding
Water-damaged belongings
If you don’t have flood insurance, your home isn’t fully protected.
Pet Insurance
Your pets are family too. We partner with Figo to offer Michigan’s best pet insurance coverage—helping you manage unexpected vet bills and ensure your furry friend gets the care they need.
Umbrella & Excess Liability Insurance
If you’re found liable in a serious accident, will your current insurance cover everything?
Umbrella insurance provides additional liability protection beyond your homeowners, auto, or boat policy limits—so one accident doesn’t turn into a financial disaster.
Let’s Build a Plan That Works for You
Whether you need coverage for today or want to plan for the unknowns of tomorrow, Melton McFadden is here to help.
Contact us today to learn more about protecting your future.